BY SANDRA CHUUNGU
The recent introduction of the National Pension Scheme Authority (NAPSA) 20% partial withdrawal has brought life-changing opportunities for many Zambians, including Spencer Chalimbana, a teacher at St. Columbus School in Mazabuka District, Southern Province. 
Chalimbana describes the initiative as a “game changer” that has allowed him to complete roofing his house, liberating him from the financial burden of paying rent. “Without this opportunity, I would have been forced to take out loans at high interest rates, which are a significant burden,” he said, expressing gratitude for the program.
Mazabuka District Commissioner Oliver Mulomba praised the government’s initiative, emphasizing that the partial withdrawal is available to all eligible individuals without bureaucratic hurdles. “This directive is serious, and NAPSA officers are instructed to serve clients efficiently to prevent delays or long queues,” Mulomba stated.
The NAPSA partial withdrawal has emerged as a practical solution, enabling citizens like Chalimbana to invest in essential personal projects, reducing dependency on high-interest loans and fostering financial independence.
